Tata AIA Param Raksha Life Pro offers comprehensive life insurance coverage combined with marker linked returns4 for wealth creation, ensuring your family’s financial security and long-term growth. With flexible premium payment options this plan provides peace of mind for life’s uncertainties.
Benefits of Tata AIA Life Insurance Param Raksha Life Pro
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Life Insurance Coverage
Get life insurance coverage for up to 100 years with this plan to protect your family for many years to come!
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Flexible Premium Payment
Choose between the Regular Pay or Limited Pay options to pay the premiums towards your policy, at your convenience, on an annual basis.
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Tax Benefits
Get Income tax7 benefits as per applicable tax laws.
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Return of Fund Value
Receive the fund value of your investment on the maturity of the policy to boost your savings.
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Accidental Death
Safeguard your family with additional Sum Assured in case of Accidental Death and 2X2 Additional Sum Assured in case of unfortunate accidental death in public transport or other specified circumstances.
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Accidental Total and Permanent Disability
If you suffer a total and permanent disability due to an accident, your family will receive a lump sum amount under the Accidental Total and Permanent Disability Benefit to replace the loss of income due to your disability and 2X2 benefit in case of accident occurs in public transport or other specified circumstances.
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Comprehensive coverage
The Tata AIA Life Insurance Param Raksha Life Pro offers a life cover, disability cover and savings solution so that you and your family can receive comprehensive coverage.
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Flexible Premiums Payments
Make easy annualised premium payments for your base policy as per your premium payment mode and term to avail life cover.
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Choice of Funds
Choose from multiple fund options provided under the plan or opt for the Enhanced Systematic Money Allocation & Regular Transfer (Enhanced SMART) portfolio strategy.
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Tata AIA Vitality (Wellness Program)8
A comprehensive wellness program that helps you understand and improve your health thereby offering premium discounts9 of up to 10% on Tata AIA Vitality Protect Advance premiums in the 1st year.
